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Projected worth of x sixty% – Harmony of your own first-mortgage= HK$6 Refinancing: A home loan of a house, that’s already applied for having a bank otherwise a financial institution, happens to be supplied by an alternative facilities Cash-away refinancing: In the event the delinquent harmony out-of an interest rate is gloomier than simply the … Projected worth of x sixty% – Harmony of your own first-mortgage= HK$6